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Enhancing default prediction in alternative lending: leveraging credit bureau data and machine learning
The authors apply machine learning techniques to credit bureau data and loan-specific variables to improve default prediction in the alternative lending sector.
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Hardship loans provide relief for these 5 financial crises
How hardship loans provide essential financial relief during emergencies including medical bills, job loss, and unexpected expenses for struggling families.
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Patron Capital’s Keith Breslauer on a new era for alternative lenders
Like many other things in life, from fashion to music, the real estate industry is notoriously cyclical. Having been in the industry a long time, navigating multiple cycles, it can seem like history …
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Why Lending in 2025 Now Faces an Entirely New Dynamic
Joining the FinextraTV virtual studio, David Ruis, Partner, Deloitte and Anthony Nonnis, Head of Global Partnerships, Mambu, discuss how banking as an industry is currently experiencing new dynamics …
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The Fintechs Revolutionizing Small-Business Lending
Credibly offers several small business funding options including working capital loans, merchant cash advance, and business line of credit. Like other fintechs, Credibly uses data beyond just credit …
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Can I Get a Loan Without a Bank Account | Types & Alternatives
Explore how to get a loan without a bank account, understand the process, risks, and alternatives like credit unions and crowdfunding platforms.
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‘Smart’ dental implants developed that feel and function like natural teeth
Each year, millions of people in the U.S. get dental implants as a long-term, natural-looking fix for missing teeth. But traditional implants don’t fully mimic real teeth.
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New “smart” dental implant could help teeth feel real again
To address this problem, the Tufts team created a new kind of “smart” implant. It uses a soft, biodegradable coating that wraps around the titanium base. This coating contains stem cells and a special …
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Our Town Hiawatha: Stillwater Coffee Company
Coffee, sandwiches and pastries. You’ll find all of those things and more at Stillwater Coffee Company in Our Town Hiawatha.
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